Andrea Lievens
Andrea Lievens, Principal Broker Aloha Hawaiian Properties

How Much Can You Afford?


              
Our calculators will help you determine loan amounts, mortgage qualification, affordability, and whether it makes more sense for you to be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


©2010 Aloha Hawaiian Properties 74-5620 Palani Court, Suite #208, Kailua-Kona, Hawaii 96740. Office# 808-327-0047. Aloha Hawaiian Properties is an Equal Opportunity Company. Aloha Hawaiian Properties fully supports the principles of the Fair Housing Act (Title VIII of the Civil Rights Act of 1968). All rights reserved. Some information appearing on this site has been obtained by third parties, and while deemed to be reliable, is not guaranteed.

Website by Looking Glass WebDesign / www. LookingGlassWebsites.com / E-Mail: LookingGlassWD@aol.com

 

Big Island Properties  |  Search MLS  |  Current Listings  |  Oceanfront Properties  |  For Buyers / Investors  |  Loan Calculator  |  Home Evaluation  |  For Sellers  |  Big Island Maps  |  Hawaii - the Big Island  |  About Andrea  |  Contact Andrea Lievens  |  My Blog
 

Privacy Policy  |  Site Map  |  Links  |  For Agents  |  Profile  |  Sign In

©2008-2012 Aloha Hawaiian Properties